ATV Insurance

Why is it Important?

ATV insurance is a way to protect against potential physical damage and bodily injury resulting from collisions arising from the use of your ATV. It can also provide coverage for liability and damage that may occur during operation (or while your ATV is stored), which is often a large concern for ATV owners. 

When most people think of an ATV, they think of a four-wheeler. ATVs actually include many types of recreational vehicles, including snowmobiles, golf carts, segways, amphibious vehicles, go-karts, and more. When purchasing ATV insurance, remember that you will be able to cover far more than just a four-wheeler.

happy young couple sitting on ATV and taking selfie

Contact Us Today

We Are Ready When You Are

ATV insurance is similar to auto and motorcycle insurance in that it covers three main subtypes of potential loss: liability, medical, and property coverage.

Liability insurance will cover you against potential lawsuits against you for bodily injury or property damage incurred during the use of your ATV.

Property insurance coverage will protect against damage or theft of the ATV itself, and medical insurance will cover the associated healthcare costs resulting from bodily injury while riding the ATV.

Serving the Midwest

for over 10 years!

We believe that good relationships are built with trust, honest and open communication and delivering on our promises.


What Our Clients Say

Our Team

Meet The Experts


Jodie Enenbach-Moreno

Agency Owner & Licensed Agent

Jodie Enenbach-Moreno is the owner of Smart Insurance Solutions®. Prior to opening her agency in 2013, Jodie worked for Blue Cross Blue Shield of Nebraska and Mutual of Omaha in service, sales and marketing. Her passion for client education motivated her decision to open an independent agency here in Omaha. Jodie hosts educational classes throughout the year on the radio, for community groups, financial advisors and the general public.

With over 15 years of insurance experience, Jodie spends many hours refreshing product knowledge, renewing certifications for government programs (Medicare & Marketplace) and staying on top of regulation changes. For additional compliance and support, Jodie has a long-standing relationship with Preferred Marketing Associates.

photo by Lane Hickenbottom/Omaha Headshot Co.

Rebecca ‘Becky’ Rosales

Licensed Agent

Licensed Agent & Operations. Becky has been with Smart Insurance Solutions® for over 4 years and is a wonderful asset to the team.

She supports the agency in customer service, bookkeeping and insurance sales. Becky is from Omaha and has decades of support and leadership experience

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Cristal Briceño Rios

Front Desk Associate

Cristal’s background is in nursing and most recently worked for a pharmaceutical benefit management company before joining our team. Cristal is a great asset to our team in supporting the front desk area and other administrative duties.