Business Owners Package

Business Owners Package

Why is it Important?

A Business Owner’s Package (often called a BOP) is an insurance policy that bundles all the basic coverages required of a business owner into one package. Typically the premium is less than the total cost of purchasing the individual coverages on their own. Business Owners Policies are typically for small and medium-sized businesses.

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BOPs typically provide coverage against damage to the property, general liability and an interruption in business operations. Coverage and price will vary by insurance company and typically additional coverages can be purchased for events like criminal acts, spoilage, forgery, and more.

Insurance companies will evaluate (aka underwrite) the business by assessing several factors like the business location and size, business type, total revenue and claims experience.

Most insurance companies have preferences on the types of businesses (risks) they are willing to underwrite at a favorable price. For this reason, our experienced team does a preliminary evaluation in order to match your business with the insurance provider most likely to grant a favorable rating.

Serving the Midwest

for over 10 years!

We believe that good relationships are built with trust, honest and open communication and delivering on our promises.


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Our Team

Meet The Experts


Jodie Enenbach-Moreno

Agency Owner & Licensed Agent

Jodie Enenbach-Moreno is the owner of Smart Insurance Solutions®. Prior to opening her agency in 2013, Jodie worked for Blue Cross Blue Shield of Nebraska and Mutual of Omaha in service, sales and marketing. Her passion for client education motivated her decision to open an independent agency here in Omaha. Jodie hosts educational classes throughout the year on the radio, for community groups, financial advisors and the general public.

With over 15 years of insurance experience, Jodie spends many hours refreshing product knowledge, renewing certifications for government programs (Medicare & Marketplace) and staying on top of regulation changes. For additional compliance and support, Jodie has a long-standing relationship with Preferred Marketing Associates.

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Rebecca ‘Becky’ Rosales

Licensed Agent

Licensed Agent & Operations. Becky has been with Smart Insurance Solutions® for over 4 years and is a wonderful asset to the team.

She supports the agency in customer service, bookkeeping and insurance sales. Becky is from Omaha and has decades of support and leadership experience

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Cristal Briceño Rios

Front Desk Associate

Cristal’s background is in nursing and most recently worked for a pharmaceutical benefit management company before joining our team. Cristal is a great asset to our team in supporting the front desk area and other administrative duties.