Why is it Important?
A family operated farm or ranch typically has a variety of real and personal property such as farm equipment, livestock and buildings. Losses can come from perils that affect any other kind of business, such as fire or windstorm, but also from unique risks, such as the death of livestock or destruction of crops by hail.
For most farms or ranches the most cost effective and efficient way to obtain property and liability coverage is with a package policy that combines a variety of coverages in a single contract, similar to a Businessowners Policy (BOP) but tailored to a farm or a ranch. Though marketed under a variety of names, these policies will typically have provisions similar to the property insurance and liability insurance sections of the BOP, with the option to add various other coverages that you may need.
The advantage of this product is that it gives a broader range of coverage at a lower cost than is available by buying various separate policies for different risks.
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We Are Ready When You Are.
Our team recognizes the unique needs of farmers and our policies provide broad and flexible coverage for both you and your farm needs. Whether you run a small or large operation, own or rent your premises and land, raise livestock, or are carrying on the tradition of a small family farm, one of our basic policies can be expanded and tailored to meet your unique insurance needs.
- Property Insurance plus any floaters for transportation, crop and/or livestock.
- Liability Insurance
- Business Vehicle Insurance
- Workers Compensation Insurance
We believe that good relationships are built with trust, honest and open communication and delivering on our promises.
What Our Clients Say
Meet The Experts
Agency Owner & Licensed Agent
Jodie Enenbach-Moreno is the owner of Smart Insurance Solutions®. Prior to opening her agency in 2013, Jodie worked for Blue Cross Blue Shield of Nebraska and Mutual of Omaha in service, sales and marketing. Her passion for client education motivated her decision to open an independent agency here in Omaha. Jodie hosts educational classes throughout the year on the radio, for community groups, financial advisors and the general public.
With over 10 years of insurance experience, Jodie spends many hours refreshing product knowledge, renewing certifications for government programs (Medicare & Marketplace) and staying on top of regulation changes. For additional compliance and support, Jodie has a long-standing relationship with Preferred Marketing Associates.
Rebecca ‘Becky’ Rosales
Licensed Agent & Operations. Becky has been with Smart Insurance Solutions® for over 4 years and is a wonderful asset to the team.
She supports the agency in customer service, bookkeeping and insurance sales. Becky is from Omaha and has decades of support and leadership experience
Jonathan ‘Jon’ Giron
Front Desk Associate
Jon is the newest member on our team and will support the front desk area. Jon is from Omaha and graduated from Omaha Central and Metropolitan Community College.
He previously worked for Gregg Young Chevrolet and has several years of experience in customer service and office support. Jon is also bilingual in English and Spanish.