Group Health & Life Insurance

Group Health & Life Insurance

Why is it Important?

Group health insurance is coverage that is purchased by an employer and is offered to eligible employees of the company (and often to the employees’ family members) as a benefit of working for that company.

A group health insurance plan is a major part of many employee benefits packages that employers provide for their employees. Offering employer sponsored health insurance can help a business attract and retain talent.

Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund.

Individual proof of insurability is not normally a consideration in the underwriting. Instead, the underwriter considers the size, turnover, and financial strength of the group.

Happy elderly man

Contact Us Today

We Are Ready When You Are

Group health insurance provides coverage to a group of members. This group is generally composed of individuals employed by the same company or members of the same organization.

Group health insurance is sponsored by the employer. In Nebraska, typically the employer is required to contribute at least 50% of the cost for the employee which usually results in a lower cost for the employee than if they were to purchase a similar plan on the private market by themselves.

Serving the Midwest

for over 10 years!

We believe that good relationships are built with trust, honest and open communication and delivering on our promises.

Testimonials

What Our Clients Say

Our Team

Meet The Experts

23-Final-9361

Jodie Enenbach-Moreno

Agency Owner & Licensed Agent

Jodie Enenbach-Moreno is the owner of Smart Insurance Solutions®. Prior to opening her agency in 2013, Jodie worked for Blue Cross Blue Shield of Nebraska and Mutual of Omaha in service, sales and marketing. Her passion for client education motivated her decision to open an independent agency here in Omaha. Jodie hosts educational classes throughout the year on the radio, for community groups, financial advisors and the general public.

With over 15 years of insurance experience, Jodie spends many hours refreshing product knowledge, renewing certifications for government programs (Medicare & Marketplace) and staying on top of regulation changes. For additional compliance and support, Jodie has a long-standing relationship with Preferred Marketing Associates.

photo by Lane Hickenbottom/Omaha Headshot Co.

Rebecca ‘Becky’ Rosales

Licensed Agent

Licensed Agent & Operations. Becky has been with Smart Insurance Solutions® for over 4 years and is a wonderful asset to the team.

She supports the agency in customer service, bookkeeping and insurance sales. Becky is from Omaha and has decades of support and leadership experience

17-Final-9327 (1)

Cristal Briceño Rios

Front Desk Associate

Cristal’s background is in nursing and most recently worked for a pharmaceutical benefit management company before joining our team. Cristal is a great asset to our team in supporting the front desk area and other administrative duties.